A self-employed nail tech should have their insurance policy. A policy will have your back if you face a compensation claim, and it can cover other things such as your equipment, tools, and inventory
These insurance are not too expensive and you can pay around £5-15 per month. The price can vary because of the size of your salon, income, as well as the policy that you end up choosing.
Nail technicians and manicurists who don’t have any employees are not legally obliged to have business insurance. However, you could use it if you face an expensive hurdle.
There are also some insurances for mobile freelancers.
There is public liability insurance, as well as a tailored policy that you can tailor per your needs and preferences.
These are the top three most important insurances:
Employer’s liability insurance that covers compensation claims that were made against you by other employees from the salon. This is perfect if you wish to protect yourself.
Public liability insurance covers compensation claims made against you by people who are not your employees. These can be members of the public or even your clients.
Product liability insurance will cover your tools as well as products. If you stumble upon any defects, this insurance will cover your loss and its irregularities.
CPBA offers free employment advice and guidance to their nail technician learners. They also offer free nail courses and work placement